In addition to public adjusting, Goodroad & Gat, Inc. has experience working as Appraisers, Umpires, Claim Consultants and Expert Witnesses.
If you are at an impasse with your insurance company because you are unable to agree on the amount of your loss, you may have the option to demand Appraisal. Most policies have an Appraisal clause that allows either party to demand Appraisal when you cannot agree on the amount of your damage.
It is important to know that if you or the carrier invokes the Appraisal clause, you will have to hire and pay for your Appraiser and the insurance company will have to hire and pay for their Appraiser.
Our extensive claim experience on both sides, has made us very successful Appraisers. If you are considering demanding Appraisal or if you already have, contact us immediately for further information regarding our Appraiser service.
If you are engaging in the Appraisal process, both Appraisers will have to select a mutually agreeable Umpire to settle any differences that may arise between them. If they cannot agree on an Umpire, they may elect to have a judge appoint one.
The cost of the Umpire is split between you and the insurance company.
Again, due to our extensive claim experience on both sides we make excellent Umpires. Through our years of experience, we have gained the knowledge that allows us to be impartial and fair when resolving issues between Appraisers to determine the amount of loss.
Consultants for Attorneys, Accountants and Other Professionals
We often work as consultants to other business professionals who have clients dealing with a first party property damage claim. We are hired to evaluate the adjustment of a variety of losses to determine if it has been properly paid or if there are areas that should be pursued for additional compensation.
Attorneys who represent insureds that have a first party property damage claim will often retain us as expert witnesses during or before litigation. As expert witnesses, we thoroughly review the claim and evaluate its handling in order to provide our professional opinion on the practices and procedures used in the adjustment of the loss.